We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code.
While not for everyone, filing for Chapter 7 Bankruptcy can provide a fresh start and financial freedom to many clients. Chapter 7 will stop creditor harassment, garnishments and worry!
Chapter 7 Bankruptcy may eliminate most kinds of unsecured debt. Some examples of unsecured debts that Chapter 7 filing may cancel out are credit cards, medical bills, most personal loans, judgments resulting from car accidents and deficiencies on repossessed vehicles.
In addition to getting rid of your debt, Chapter 7 typically allows you to keep all of your property. As long as your car and mortgage payments are current, and there is no significant equity in your property, there should be no problem making the arrangement for you to reaffirm the debt and continue making those payments. Keep your home, keep your car, keep your personal belongings, but eliminate your debt: That is the goal with Chapter 7.
I consider payment plans and there is no charge for our first meeting. My fees for bankruptcy in 90% of the cases are between $800 for an individual and $1,200 for a couple with a home.